LSI combines first-class technology with the human touch to provide the industry’s most innovative Mobile and Internet lending solution. Our technology guides borrowers seamlessly through the lending process, increasing completed applications without the hassle. That’s when the magic happens. LSI’s highly trained representatives step in to provide personalized support. Whether it’s following up on abandoned applications during loan applications (requested by 67% of applicants), underwriting, cross-selling, or helping borrowers reach the finish line, LSI ensures every loan is processed and funded with care and efficiency.
Digital Lending Support for Credit Unions and Community Banks
End-to-End Digital Lending, Backed by Human Support and Technology
Starting a Loan Application
LSI has a user-friendly digital application, optimized for any type of device.
Submitting a Loan Application
LSI’s experienced underwriters are #AlwaysLIVE to provide decisions in an average of 30 minutes or less. This enables 20% higher funding ratios and Remarkable Experiences for your members or customers. If a borrower abandons their application, LSI is able to make an outbound call to recapture it, helping the borrower complete it.
The Human Touch
If a borrower requests a call about their loan application, LSI’s #AlwaysLIVE team makes an outbound call within 20 minutes. This gives our team the opportunity to thank them, answer their questions, alleviate stress, learn more about their credit profile, build excitement, cross-sell, and position next steps for underwriting and funding. This leads to higher approval percentages and is a great risk mitigation tool.
Loan Funding
LSI’s Funding Support solution enables you to FUND MORE LOANS.
Testimonials
Trusted by Credit Unions & Community Banks Nationwide
Credit unions and banks across the country rely on LSI to improve experiences and deliver measurable results. Higher funding ratios, reduced delinquencies, and stronger member relationships are just a few examples of how we can help you achieve long-term success.
FUND MORE LOANS
What is digital lending for credit unions and banks?
Digital lending lets members and customers apply for loans online, without visiting a branch. For credit unions and community banks, it combines a guided digital application with live agent follow-up, so borrowers get self-service speed plus human help when an application stalls or needs a decision.
How is LSI's digital lending different from a fintech lender?
Fintech lenders rely almost entirely on automation, which leaves borrowers stuck when they have questions. LSI pairs an intuitive digital application with live representatives who follow up by phone, so your institution keeps the convenience members and customers expect while adding the personal support that builds loyalty and funds more loans.
What happens when a borrower abandons an online loan application?
Abandoned applications are common; about 67% of applicants want a follow-up. When a borrower drops off, LSI’s team makes an outbound call to answer questions, ease concerns, and help them complete the process, recapturing loans that would otherwise be lost. Broader recapture runs through our outbound solutions.
How fast can online loan applications get a decision?
With LSI, submitted applications receive an underwriting decision in an average of 30 minutes or less. Faster decisions keep borrowers engaged before they shop elsewhere, which is a big reason partners see up to 20% higher funding ratios. Learn more about our underwriting support.
Are online and mobile loan applications secure?
Yes. Applications run through encrypted, compliance-minded digital workflows, and every live follow-up call uses identity verification before account details are discussed. Combining secure technology with trained agents protects borrower data and reduces fraud risk during origination. Our team follows the same safeguards covered in our guide to contact center fraud prevention.
Which devices do LSI's digital lending tools support?
The digital application is optimized for any device, so borrowers can start a loan on a phone, tablet, or computer and pick up where they left off. A consistent experience across channels reduces drop-off and meets the on-the-go expectations that push borrowers toward large banks and fintechs.
Can outsourced agents cross-sell during the digital lending process?
Yes. When LSI follows up on a digital application, representatives learn about the borrower’s needs and can introduce relevant products like credit cards, insurance, or better loan terms. Cross-selling during a live conversation feels helpful rather than pushy, and it deepens the relationship with the member or customer.
Does adding live support slow down the digital lending experience?
No. Borrowers who want a fully digital, self-serve path can complete the loan without ever talking to anyone. Live agents step in only when someone abandons an application, requests a call, or hits a snag, so speed stays intact while help is there when it matters.
Our Blog
Stay Connected with Industry Insights
Catch up on industry trends, best practices, and the latest insights directly from LSI’s experts. Our blog keeps your credit union or bank informed, empowered, and ahead of the curve.

Stronger Credit Union and Bank Fraud Prevention Starts in the Contact Center

Underwriting Channels That Convert: Indirect, Internet, Mobile & Branch Support
